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Why Car Accident Lawyers May Tell You Not to Give Recorded Statements to Insurance Companies

In addition to contacting the police after an automobile accident, you also are obligated by your insurance company to report the accident to them. And, while you should fulfill this obligation to your insurance company by reporting your accident as soon as possible, it also pays to be careful when speaking to any insurance company, especially if the insurance company asks you to give a recorded statement.

A recorded statement may seem innocent enough, and your adjuster may tell you the statement is simply for their records. But in reality, anything you say on the recorded statement can be used against you when you file a claim seeking compensation for your medical bills and injuries. Therefore, before giving a recorded statement to any insurance company, contact several car accident lawyers in your area and find an attorney you are comfortable with and who is willing to represent you.

Once you have legal representation, your auto accident lawyer will tell you that you are not required to give a recorded statement to an insurance company—even though the insurance company or adjuster may tell you otherwise. If the insurance company presses the matter, tell them that you do not want to give a recorded statement at the time, and that you want to consult with your car accident lawyers before giving a recorded statement. Then, by all means, speak to your lawyer.

At this point, you may be wondering, what is the harm in giving a recorded statement to an insurance company? The main harm, according to most car accident lawyers, is that any of the following slip-ups can be caught on tape and be forever used as evidence against you when filing your claim:

  • You may not understand a question and give an incorrect answer.
  • You may, in the interest of being friendly or polite, start a long conversation and say too much—including things that inadvertently contradict what you’ve said in your insurance claim.
  • You may forget important information and details that support your claim.
  • If you are still hurting, dazed, and/or taking medication because of your car accident, there’s a good chance you won’t be able to speak coherently and clearly about what happened. You may even infer that the accident was your fault when you really don’t feel that way.

So, do yourself and your car accident attorney a big favor. Refuse to give a recorded statement to an insurance company until you have taken the time to discuss it with your lawyer. Then, if you and your car accident lawyers feel it is a good idea to give a recorded statement, do so only with your attorney present.

If you or someone you care about needs to speak to car accident lawyers about a crash that occurred anywhere in central Florida, from Tampa to St Petersburg, Clearwater to Orlando, Pasco to Lakeland and Sarasota, please contact Kennedy Law Group today for a free assessment of your case. And, if our law firm becomes your car accident lawyer, we will not charge you anything until there is a financial recovery in your case. As the old saying goes, you really have nothing to lose—and you also have experienced advice to gain.



 


 

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